BrightScope co-founders Ryan (left) and Mike Alfred

Seen The Social Network? The brothers from San Diego have a billion-dollar vision for their startup. Still in their 20s, the Harvard and Stanford grads have a feel for the Internet and how to find the meaning in numbers no one else knows how to use. And, as the recent change in their tagline hints, they do not want to be just about 401(k) ... if fulfilled, their vision promises to change how funds are sold across all channels. 

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