Many firms are embracing commodities within their target-date funds to help dampen volatility, but not all are. According to last Thursday's Wall Street journal Fund Track article , firms such as T. Rowe Price Group, Principal Funds and Fidelity Investments have all made commodities a part of their portfolios.

However, other players such as American Century Investments and Vanguard Group have all reportedly ignored commodities in their target-date funds, instead aiming to keep their portfolios simple.

Fundsters interested in learning more about the benefits and risks of commodities-based target-date funds may want to check out the rest of the article. 

Edited by: Hung Tran


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