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Tuesday, January 10, 2012 FUSE's 12 Predictions for 2012 Mike Evans and his colleagues at FUSE Research Network list their predictions for 2012. Here it goes: 1. Firms to Watch:
2. Hiring Trends Distribution:
3. Sales Alpha: Managers will devote significantly more time and attention to building the infrastructure that creates the ability to identify, create, and/or develop salespeople that deliver incremental impact. Retention will be the buzzword of the year, and it will drive advanced segmentation projects (for our industry that is) at 47% of all firms with at least $10 billion in long-term assets. Over half of these same firms will revisit their CRMs (and the connections to their sales data files) in order to ensure that the foundation for segmentation is firmly in place; it is not currently at 73% of firms. These initiatives will be performed at the distribution firm and FA levels and will connect with products that result in the most profitable sales relationships. Sales force compensation will continue to evolve with more and more firms working activity / behavioral-based criteria into their pay plans. 4. Product Development: The thought processes behind new product development will grow in terms of sophistication and segmentation. Asset managers will launch hundreds of mutual funds in 2012 but many new funds will struggle to reach adequate scale. For example, of the 503 funds launched in 2010, only 15% have reached $100 million in AUM: over three years, only 27% of launched funds have achieved $100 million in AUM. More asset managers will build thorough business cases for their product launches, which maps an investment strategy to a particular need in the market within specific distribution channels. In addition, firms will more closely monitor the economics of the product down to the platform level (at a minimum) in order to measure its margin contribution. 5. Sub-Advisory: New product development will follow the general product development themes of 2011. Alternative strategies featuring downside protection, equity income, and emerging markets will be the top new offerings during 2012. Fund adoptions will grow in importance as the challenge of raising assets through organic fund launches forces an increasing number of managers to seek distribution partners such as John Hancock, Pioneer, Touchstone, etc. 6. Target-Date: Large rationalization of target-date funds will begin due to the realization that the investment-only opportunity for non-proprietary active funds is not going to materialize. A positive for investment-only firms is that model portfolio and unitized custom target-date solutions continue to build momentum. 7. Active ETF: Product proliferation by several large providers to spur the next round of filings by firms that have been anxiously waiting in the wings. While the number of active offerings will grow, assets will not directly follow as the industry waits on the performance of the PIMCO offering for a sense of acceptance. It will also become clear that the motivations of some active ETF shops (SSgA in particular) may be decidedly different than those of the traditional mutual fund shop. No final decisions are forthcoming, but the SEC inches closer to making decisions on allowing the use of derivatives. Next generation variations in structure (i.e. Eaton Vance and Blackrock) will receive more time and attention from product development groups. 8. Flows: Net sales will be up substantially in 2011, as long-term mutual fund net flows will approach $240 billion compared to approximately $70 billion in 2011. At the broad objective level --
9. Social Media: A growing number of investment firms will come to realize the need to communicate through whatever medium their clients prefer including enhanced Websites, on-demand video, audio, Twitter, LinkedIn and Facebook. As more firms provide the basics, expectations for the impact of ones social media efforts will become more realistic (i.e. a standard business requirement versus a determinant of success). Firms will also come to realize that the resources required to keep the social media pipelines filled with quality content are significant. Despite the hype to the contrary, social media will prove its inability to overcome poor messaging and underperformance. 10. Alternative Investments: Total assets in alternatives (in 40 Act structures) will reach $400 billion by year-end 2012 with $55 billion in net sales. Asset will be evenly split between asset classes (e.g. precious metals) and investment strategies (e.g. market neutral). However, passive managers will extend their lead over their actively managed counterparts with market share of assets moving to 57%. Alternatives will continue to be dominated by managers with recognized expertise in their discipline (currently the top 2 managers in each category combine for an average 60% share of assets). Product development will increase, but many firms will be disappointed to find long queues already in place at the research groups at their distribution partners. 11. VA Trends: Sales in 2012 will exceed $165 billion, despite cost increases across the board of 4% 6%. While sales will continue to be dominated by the independent channel, acceptance of VAs in the wirehouse channel will finally gain some traction, as rank and file producers and their clients jump on the guaranteed income bandwagon resulting in a 20% increase in market share of total sales. RIAs will continue to shun VAs since the vast majority still struggles to justify cost. Living benefits will continue to be the driving force in VA sales even though the guaranteed rates associated with them continued to be scaled back. What was once a 7% guarantee a few years ago may be reduced to 5.5% or less by the end of 2012. Another impact of increased scrutiny and management of hedging strategies will result in additional limitations placed on investment options when a living benefit is selected. In spite of these trends, the percentage of VA contracts sold with a living benefit will continue to increase and reach 95% in 2012. 12. Bonus Predictions Printed from: MFWire.com/story.asp?s=38810 Copyright 2012, InvestmentWires, Inc. All Rights Reserved |